Nov\u00e9 p\u0159edpisy, nov\u00e1 pravidla - a nov\u00e9 p\u0159\u00edle\u017eitosti.<\/p>\n\n\n\n
Basilej III vstoup\u00ed pln\u011b v platnost 1. ledna 2025. To, co se na prvn\u00ed pohled jev\u00ed jako technick\u00fd krok v pr\u00e1vu bankovn\u00edho dohledu, m\u00e1 dalekos\u00e1hl\u00e9 d\u016fsledky - nejen pro banky, ale pro v\u0161echny, kdo pracuj\u00ed s kapit\u00e1lem: Podnikatel\u00e9, investo\u0159i, rodinn\u00e9 kancel\u00e1\u0159e, instituce. Pro mnoh\u00e9 jsou p\u0159edpisy slo\u017eit\u00e9. Pro n\u00e1s je to v\u00fdzva, abychom se na n\u011b pod\u00edvali bl\u00ed\u017ee.<\/p>\n\n\n\n
Co se m\u011bn\u00ed - a pro\u010d je to z\u00e1sadn\u00ed. Pro investory to znamen\u00e1, \u017ee ka\u017ed\u00fd, kdo chce z\u00edskat nebo poskytnout kapit\u00e1l, mus\u00ed v budoucnu kl\u00e1st v\u011bt\u0161\u00ed d\u016fraz nejen na kvalitu my\u0161lenky, ale tak\u00e9 na struktur\u00e1ln\u00ed zakotven\u00ed a posouzen\u00ed rizik. Standardn\u00ed \u0159e\u0161en\u00ed jsou st\u00e1le m\u00e9n\u011b provediteln\u00e1 - st\u00e1le v\u011bt\u0161\u00ed v\u00fdznam maj\u00ed strategie \u0161it\u00e9 na m\u00edru.<\/p>\n\n\n\n Na co by si investo\u0159i m\u011bli d\u00e1t pozor. Institucion\u00e1ln\u00ed investo\u0159i v sou\u010dasn\u00e9 dob\u011b p\u0159ehodnocuj\u00ed sv\u00e1 portfolia. Rodinn\u00e9 kancel\u00e1\u0159e reaguj\u00ed zm\u011bnou rovnov\u00e1hy mezi p\u0159\u00edm\u00fdmi investicemi a strukturovan\u00fdmi n\u00e1stroji. A soukrom\u00ed investo\u0159i st\u00e1le \u010dast\u011bji po\u017eaduj\u00ed transparentnost, da\u0148ovou optimalizaci a realistick\u00e9 sc\u00e9n\u00e1\u0159e odchodu. Basel III si vynucuje jasnost - ale jasnost p\u0159in\u00e1\u0161\u00ed i s\u00edlu.<\/p>\n\n\n\n N\u00e1\u0161 p\u0159\u00edsp\u011bvek: Orientace v nov\u00e9m finan\u010dn\u00edm prost\u0159ed\u00ed. Basel III nep\u0159edstavuje riziko. Je to filtr. A ti, kte\u0159\u00ed jej spr\u00e1vn\u011b vyu\u017eij\u00ed, mohou nov\u00e9 p\u0159edpisy prom\u011bnit v konkuren\u010dn\u00ed v\u00fdhodu. Za p\u0159edpokladu, \u017ee nep\u0159em\u00fd\u0161l\u00edte v kategori\u00edch produkt\u016f - ale v kategori\u00edch positioningu.<\/p>\n\n\n\n <\/p>","protected":false},"excerpt":{"rendered":" Neue Regulierungen, neue Spielregeln \u2013 und neue Chancen. Mit dem 1. Januar 2025 ist Basel III vollst\u00e4ndig in Kraft. Was auf den ersten Blick wie ein technischer Schritt im Bankenaufsichtsrecht wirkt, hat weitreichende Folgen \u2013 nicht nur f\u00fcr Banken, sondern f\u00fcr alle, die mit Kapital arbeiten: Unternehmer, Investoren, Family Offices, Institutionen. F\u00fcr viele ist das […]<\/p>","protected":false},"author":1,"featured_media":1165,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":14,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-748","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-information"],"_links":{"self":[{"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/posts\/748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/comments?post=748"}],"version-history":[{"count":0,"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/posts\/748\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/media\/1165"}],"wp:attachment":[{"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/media?parent=748"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/categories?post=748"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/swissfamilyclub.com\/cs\/wp-json\/wp\/v2\/tags?post=748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
<\/strong>Basel III vy\u017eaduje, aby banky dr\u017eely v\u00fdrazn\u011b vy\u0161\u0161\u00ed kapit\u00e1lov\u00e9 rezervy pro rizikov\u00e9 financov\u00e1n\u00ed. To se t\u00fdk\u00e1 zejm\u00e9na oblast\u00ed, jako jsou nemovitosti, soukrom\u00fd kapit\u00e1l a podnikatelsk\u00e9 investice, tedy oblast\u00ed, v nich\u017e p\u016fsob\u00ed mnoho na\u0161ich \u010dlen\u016f. D\u016fsledek: financov\u00e1n\u00ed je poskytov\u00e1no p\u0159\u00edsn\u011bji, podm\u00ednky se zvy\u0161uj\u00ed a n\u011bkter\u00e9 modely financov\u00e1n\u00ed ztr\u00e1cej\u00ed flexibilitu.<\/p>\n\n\n\n
<\/strong>Po\u017eadavky Basilej III p\u0159esouvaj\u00ed pozornost od rychl\u00e9ho p\u0159\u00edstupu ke spolehliv\u00e9mu zd\u016fvodn\u011bn\u00ed. Podnikatel\u0161t\u00ed investo\u0159i by m\u011bli v\u011bnovat v\u011bt\u0161\u00ed pozornost struktu\u0159e kapit\u00e1lu, koncepci z\u00e1vazk\u016f a v\u00fdkaznictv\u00ed. Partnerstv\u00ed s bankami nebo depozit\u00e1\u0159i se tak\u00e9 znovu projedn\u00e1vaj\u00ed - \u010dasto diskr\u00e9tn\u011b, ale s jasn\u00fdm dopadem na praxi.<\/p>\n\n\n\n
<\/strong>Ve spole\u010dnosti Swiss Family Relations tuto zm\u011bnu aktivn\u011b podporujeme. Na\u0161imi partnery v dialogu jsou nejen investo\u0159i, ale tak\u00e9 bank\u00e9\u0159i, regul\u00e1to\u0159i, strukturovatel\u00e9 a pr\u00e1vn\u00edci. Slo\u017eit\u00fd soubor pravidel p\u0159ev\u00e1d\u00edme na konkr\u00e9tn\u00ed mo\u017enosti jedn\u00e1n\u00ed - p\u0159izp\u016fsoben\u00e9 strategii, \u010dasov\u00e9mu horizontu a investi\u010dn\u00edmu c\u00edli.<\/p>\n\n\n\n